TRACK IT. PAY IT. BEAT IT.
Just snap a photo of your card statement — our AI handles the rest. Track every card, every payment, and crush your balances effortlessly.
AI-powered tools wrapped in a friendly interface. Just snap a photo — zerolate handles everything else.
Add all your Visa, Mastercard, Amex & Discover cards. See every balance, limit, and due date in one clean dashboard.
Snap a photo of your card statement and our AI reads it instantly — balances, due dates, and minimums extracted automatically.
No manual entry needed. The AI picks up your payments from statements and tracks your progress automatically.
See your total outstanding, minimum payments, and upcoming due dates at a glance — no spreadsheets needed.
Compare your spending against your income to catch warning signs early and stay in the safe zone.
Get notified before every due date via push, email, and soon WhatsApp — so you never pay late again.
No complicated setup. No manual data entry. Just snap, let AI work, and watch your debt shrink.
Take a photo of your credit card statement. Our AI reads it instantly and extracts all the details for you.
➔Balances, due dates, minimums, payments — all extracted and organized automatically. Zero manual entry.
➔Watch balances drop, never miss a due date, and finally take control of your financial future.
"Your Visa card payment of Rs. 5,200 is due in 3 days. Don't be late!"
Live Now"Monthly summary: You paid Rs. 12,000 this month. 2 cards still have outstanding balances."
Coming Soon"Hi! Your Mastercard minimum payment of Rs. 3,800 is due tomorrow. Tap to mark as paid."
In Developmentzerolate keeps you on track with smart, timely reminders across all your favourite channels. Get nudged before every payment — your way.
Join thousands who are already using zerolate to manage their credit card debt smarter.
Real stories from real people who turned their finances around with zerolate.
"I had 4 credit cards and kept missing payments. zerolate made it so simple — I can see everything in one place. No more late fees!"
"The income safety check feature saved me. I didn't realize how close I was to overspending until zerolate showed me the numbers."
"Finally an app that's designed for Sri Lanka! The Rs. currency, local card support — it feels like it was made just for us."
Join the waitlist for early access, or download now and start your journey to zero.